By accessing and continuing to access the Website of Deltec International Group and its subsidiaries (“Deltec”) and all information and functionality contained herein (the “Website”), you confirm your agreement with and understanding of the below Terms of Use, including the waiver of warranty and liability.

If you do not agree to these Terms of Use, you must not continue to use the Website.

Please read these terms and conditions carefully. 

The issuer of the content of this website is Deltec, which is registered in various jurisdictions, including The Bahamas, the United States and Canada as a bank, trust company, and/or investment advisor.  

All queries with regard to the content of this website are to be directed to the Site Manager at or to Deltec House, Lyford Cay, P.O. Box N3229, Nassau, the Bahamas. Tel:  +1 (242) 302-4100.

The Websites may not be used by anyone who is subject to a legal jurisdiction in which such use is prohibited.

Ownership of websites

The user acknowledges that the Websites may contain information, communications, software, material, products, photos, text, video, graphics, music, sounds, images and other material and services (collectively “Content”) provided by Deltec.

All Content in the pages, screens displaying the pages, information and materials of the Websites are owned by Deltec, unless otherwise indicated and are protected by copyright laws, trademark rights and other intellectual property rights. Modification or use of the Websites and/or the Content for any commercial purpose is strictly prohibited.  The user of the Websites may not transmit, reproduce or sell this Content without the prior written consent of Deltec.

Users & Information

The Content described on the Websites is for information purposes only and subject to change from time to time, as published herein.

The Content on this website has been compiled from sources that Deltec believes to be reliable. Deltec does not warrant the accuracy, adequacy and completeness of the Content described on the Websites or the error-free use of it.  It is illegal for any other persons to make representations which are contrary to this effect.  Deltec shall not be obliged to remove any outdated information from the Websites or to expressly mark such information as being outdated.

Unless otherwise indicated, all opinions, projections and estimates expressed in the Websites are entirely those of Deltec and are subject to change without notice.  Neither Deltec nor any other person accepts any liability whatsoever for any loss whatsoever arising from any use of the Websites or Content, or otherwise arising in connection therewith.  Each user of the Websites shall be solely responsible for making his/her own independent investigation of the business, financial condition and prospects of information referred to in the Websites.

The Content in the Websites is for general information purpose only and does not have any regard to the specific investment objective, financial situation and the particular needs of any specific person who may browse the Websites.  The type of financial instruments or services mentioned may not be suitable for everyone.  The Websites are not intended to be used as a substitute for specific financial, tax or other professional advice, nor should any persons consider it as such.  Advice should always be sought from a financial adviser regarding the suitability and the tax merit of any investment product and should take into account the specific investment objectives, financial situation or particular needs of the specific person, before making a commitment to purchase any investment product or service.

The use of hyperlinks on the Websites to other sites is at your own risk.  Deltec is not responsible for the content or accuracy of third party websites hyperlinked from the Websites and does not guarantee, endorse or recommend the products or services described on any third party websites.

No Offer, No Advice

All information, functionalities and material contained on this Website are provided for informational purposes only. Nothing in this Website shall constitute an offer or a solicitation to purchase or sell any investment instruments or securities, effect any transaction or enter into any other legally binding relationship.

The information on this Website may not be suitable for you or available in the jurisdiction where you are located. Accordingly the rules for the protection of private customers that apply in the jurisdiction in which you are located may not apply.

Deltec does not provide investment, legal or tax advice through the Website. No investment or other decisions should be made solely based on the contents or information found on the Website. If you want to make a decision about your investments, you should seek the advice of a professional financial advisor or qualified expert.

Deltec will not treat users of these Website as their clients by virtue of access to the Website. If you would like to become a client of Deltec, you have to enter into a signed, written agreement between you and Deltec. 

No Warranty

Deltec hereby expressly disclaims all warranties, express, statutory or implied, regarding the site and any results to be obtained from the use of the Website and its contents under the applicable laws and/or regulations of any jurisdiction.

Use of Email Communication

The user of the Websites is reminded that the confidentiality of e-mail messages sent via the public network cannot be guaranteed.  It is your own responsibility when forwarding personal data or other confidential messages to Deltec via e-mail.  Deltec shall be neither responsible nor liable for losses or damage incurred by any disappearance or transformation of such a message.  The information contained in messages from Deltec may be confidential or privileged and is only intended for the use of the individuals or entities to which it is addressed.  If you are not the intended recipient, you are requested by Deltec to delete the message (with attachments) without opening it and you are notified by Deltec that any use, disclosure, dissemination or reproduction of the information contained in the message (with attachments) is strictly prohibited and may be unlawful. 

E-mails are susceptible to interference and Deltec cannot guarantee that the contents of any message received by you has not been intercepted or manipulated by third parties. 

Personal data

All communication, electronic or otherwise, between the user and Deltec by means of the Websites, and all information, whether sensitive or otherwise, that the user provides or inputs during his/her use of the Websites, or which is collected through the Websites, may be subject to computer recording or otherwise, retention automated processing and used to include it in a database, marketing, monitoring and analysis of business, legal and regulatory compliance and/or for any other related business purpose by Deltec.

User of the Websites authorises Deltec to collect, store electronically or otherwise, make use of and process personal data obtained.  The user has the right to modify or delete these personal data when it is proven to be incorrect.  Deltec may store these personal data for the maximum period permitted under data protection regulations.

The user expressly authorises Deltec to share the user’s data with companies within Deltec, except where, in doing so, Deltec would be acting in contravention of confidentiality rules to which it is subject.

Confidentiality

Any information or material sent to Deltec through the Websites will be handled in a manner consistent with legal and regulatory requirements.

Governing law and jurisdiction

Your access to, visit of and use of the Websites and this Agreement are governed by and shall be construed in accordance with Bahamian law.  The Courts of The Bahamas shall have exclusive jurisdiction over any dispute relating thereto.

Deltec may amend these terms and conditions at any time, with immediate effect and without prior notice.