We offer the following insurance offerings, among others, through our member companies:
Captive Insurance Solutions
Emerging Business Insurance
Bespoke International Life Insurance
Directors & Officers Liability
Professional Liability Insurance
Digital Asset Insurance
The Principals of Deltec have developed a strategic relationship with insurance and risk management professional Joe Ziolkowski. The capitalization, reserve and surplus funds can be held and managed at Deltec, at the client’s discretion.
A captive insurance company is a company that is established with the primary objective of insuring or reinsuring the risks arising from the operating business of its owners.
Owning your own insurance company gives your business the opportunity to retain favorable, i.e. profitable, risks within the captive, and transfer the less favorable risks to the traditional insurance marketplace.
A captive insurance company, an insurance company owned by your business, or by you personally, allows for a more tailor-made policy that covers the exact risks of your business at a much lower cost than traditional third party insurers.
As an added bonus, the captive premium expense is tax deductible to your business and the premium income of the captive is favorably taxed, if at all. Over time, as these premiums accumulate, they can be invested to generate additional income which can then be distributed back to the shareholder. In short, payments which were once a sunk cost can be turned into a new source of income.
Relm is a specialist insurance business focused on providing comprehensive insurance solutions for new and emerging business sectors and categories. Its initial product offerings have been created for the digital asset and cannabis production industries. Relm is owned by Deltec International Group.
Halcyon Life, Ltd. is a Bahamas domiciled life insurance company that provides life insurance to high net worth, non-US persons. Currently Halcyon issues coverage in the form of a non-cash value whole of life insurance contract. This product provides clients with the convenience of funding premium in one single payment (if desired), investment flexibility, as well as a tool to assist with wealth transfer and tax efficiency. Halcyon has been in business since 2016.
What makes us move forward
Our core values are client focus, excellence, integrity, privacy, innovation, long-term perspective and an entrepreneurial spirit.
Our business principles are client interests always come first, objectivity and transparency, best-in-class quality standards and teamwork.
Our Focus is on protecting client capital.
Contact Our Insurance Team
We work hard to understand your goals, preferences and expectations, and allow you to customize the type of relationship you wish to have with us.
Providing Financial Services Globally for more than 70 Years.
Deltec Bank & Trust is a financial services institution serving the unique needs of global private, corporate and institutional clientele. It is the flagship company of Deltec International Group, a diversified independent financial services group, providing a range of private banking and fiduciary expertise.